Services

Providing Open & Suitable Advice
To Ensure You Make The Right Decisions




Investments & Savings


There is a huge range of choice in the world of investments and savings.

Our approach is to determine the most appropriate solution for each client depending on their personal circumstances, tax positions and tolerance to investment risk.

Our recommendations may include any or all of the following products:

  • • Mutual Funds
  • • NISAs & JISAs
  • • Investment Bonds, both onshore and offshore
  • • Trusts
  • • Tax Planning

Protection


Ensuring that adequate levels of protection are in place within appropriate plans is a vital part of any sound financial plan. Protection encompasses a wide range of areas, from replacing income to ensuring loved ones do not suffer financial burden in the event of death or illness.

Our recommendations may include any or all of the following products:

  • • Income replacement plans
  • • Life assurance, both for a fixed term or whole of life
  • • Critical illness plans
  • • Business protection plans



Retirement Plans


Retirement planning is undergoing significant change from April 2015

Exiting regulations at retirement are becoming more flexible. This is likely to mean many individuals will need help in making the right choices in what is a complex area.

Our approach is to determine the most appropriate solution for each client depending on their personal circumstances, tolerance of investment risk and tax status.

Our recommendations may include any or all of the following products:

  • • Personal Pensions 
  • • Group Personal Pensions
  • • Flexible Drawdown
  • • Annuities
  • • Enhanced Annuities
  • • Self-Invested Personal Pensions (SIPP)

Mortgages


Bank House offers whole of market advice on all types of mortgages, including residential, buy-to-let, let-to-buy, adverse credit and equity release.
By seeking advice, Bank House Consultants can ensure that clients receive the most suitable product to meet their borrowing needs.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Equity released from your home will be secured against it.

Some types of Buy To Let Mortgages are not regulated by the Financial Conduct Authority.